Venue & Game Details
Location: Jerry Richardson Stadium, Charlotte, NC
Kickoff: 3:30 p.m. ET
Broadcast: ESPN+
Weather Forecast: ~69°F at kickoff, partly cloudy, light winds 5–8 mph,
Team Recent Form
Temple Owls:
Last game: Lost 32–31 to Navy.
Trend: Temple has covered 5 of 6 games ATS this season.
Offense averaging 27.8 PPG, defense allowing 28.3 PPG.
Charlotte 49ers:
Last game: Lost 24–7 to Army.
Trend: Charlotte has covered 2 of 6 games ATS this season.
Offense averaging 16.7 PPG (124th nationally), defense allowing 31.5 PPG.
Injury Report
Temple: QB Evan Simon – Healthy (1,150 yards, 13 TDs, 0 INTs); RB Jevyon Ducker – Probable (446 yards, 4 TDs).
Charlotte: QB Grayson Loftis – Healthy (68 yards, 1 TD vs. Army); RB Rod Gainey Jr. – Probable (51 yards last week).
Key Player Matchups
QB Evan Simon (Temple): 1,150 yards, 13 TDs, 0 INTs; also 156 rushing yards and 1 rushing TD.
RB Jevyon Ducker (Temple): 446 yards, 4 TDs – reliable ground option.
WR Jojo Bermudez (Temple): 285 yards, 4 TDs – top target.
QB Grayson Loftis (Charlotte): 68 yards, 1 TD vs. Army; season totals modest.
RB Rod Gainey Jr. (Charlotte): 51 yards vs. Army; leads Charlotte’s rushing attack.
WR Sean Brown (Charlotte): 32 yards last week; possession receiver.
Series History
Temple leads the all-time series 2–0.
Last meeting (2024): Temple won 24–16.
Charlotte has never beaten Temple.
Betting Trends
Temple is 5-1 ATS this season.
Charlotte is 2-3-1 ATS this season.
Temple games have gone Over in 4 of 6 contests.
Charlotte games have gone Over in 3 of 6 contests.
Historical Betting Results
Temple has covered in 3 straight games despite going 1–2 SU.
Charlotte has covered in 1 of last 3 games.
Average combined score in last 3 Temple games: 54.5 points (above current O/U).
Average combined score in last 3 Charlotte games: 48.2 points (right at O/U).
Score Projection: Temple 34 – Charlotte 17
Game Odds
Temple Owls – 10.5
Charlotte 49ers 48
Odds Courtesy of Sports Odd Direct as of Friday, October 17, 2025
